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New Jersey Real estate Article Summaries

A Real Estate Investing Primer
By: Adem Hamidovic
: There are a great many books and web sites devoted to real estate investing out there, but most of them concentrate on... reduce, but it will take effort and persistance to make it there.If you're completely new to real estate investing then...

Profitable Real Estate Investing Blueprint
By: Lothar
: Just like most things real estate investing can be broken down into easy to learn step. Step One - Learn the basics: ... Mark Walters is a third generation investor. He shares his investing experience at his Web sites: http://www.CashFlow...

The Real Estate Bubble Fallacy
By: Michael Setz
: There has been a lot of talk lately about the "Real Estate Bubble", and a lot of folks are asking the question: "When ... of the general public is a bit latent, and dependant upon the media. It has only been lately that the media has really ...

Real Estate Investing By The Numbers
By: Mark Walters
: Real Estate Investing By The NumbersJust like most things real estate investing can be broken down into easy to learn ... price and all cash. Investors generally want to buy at a discount and delay paying for as long as possible. To do that ...

Real Estate Development Marketing - A Specialist Article For Those Interested In Real Estate Development
By: Colm Dillon
: From the desk of Colm Dillon ...Author of "Residential Development Made Easy" Real Estate Development Marketing!When d... the house and feel the ambience of the house envelop me Irespond in a positive way to buy, if I feel emotionally comfor...


Featured Article

10 “No Money Down” Ways to Buy Real Estate

Richard Massey



Turn the Television on any Sunday morning and you’ll find yourself in the middle of a “how to buy real estate” infomercial. Can you really buy a house with no down payment? Can you really make thousands or millions of dollars buying real estate. Of course the answer is “yes” and “no”. The real question is, are you willing to pay anywhere from $500 to $5000 for the information, classes and hotline? Most important are you self disciplined enough to follow the program.

Before you spend money on these expensive programs, here are my top ten “no money down” ways to buy real estate. If you’re self disciplined and willing to hear the word “no” many times before you get a “yes”, then maybe you can buy a house without a down payment.

1. First is to check out the many new zero down programs now available from lenders. Especially if you’re a fist time buyer. Also FHA and VA have loans that may not be zero down, but are very close.

2. Borrow money for the down payment – Borrow the money from family, friends or a business partner at a high interest rate or a percentage of the profit when the property is sold

3. Raise the price and lower the terms – Offer the seller more than he is asking provided he is willing to accept the down payment in the form of a note. If the seller is asking $150,000 with $15,000 down and willing to carry the balance of $135,000. Try offering $155,000 in the form of a promissory not instead of cash. The seller gets a little more money for the additional risk.

4. Borrow against a life insurance policy – Many life insurance policy’s let you borrow against the policy for the purpose of investing in real estate or other investments.

5. Use other property as collateral – Create a note on existing property that you or a partner own and use it as the down payment for the property you are buying.

6. Home equity loan – Home equity loans are generally easy to qualify for as long as there is adequate equity in the property.

7. Seller refinance – Have the seller refinance the property, receiving the cash he needs from the proceeds of the new loan, the buyer gives the seller a note for the balance of the seller’s equity.

8. Find an investor – There are many people who have money but no time. Their current profession keeps them too busy. Work out a deal where they put up the money and you split the profits when you sell.

9. Lease with option to purchase – Lease a property with the right to buy it at some future time. Provide for the rental payment to be credited towards the down payment if you decide to exercise your option.

10. Give them something they need – If the seller is planning to purchase something in the future that you own or can buy, use it as a trade. This can be anything such as furniture, boat or motor home.







Richard Massey is a note broker with United Financial Resources and a real estate investor. You can get more information at http://www.unitedfinancialresources.com or to read more articles go to http://unitedfinancialresources.com/news.html




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Hidden Cost; Cherry Hill New Jersey Real Estate
Cherry Hill New Jersey Real Estate; Cherry Hill Homes for sale in South Jersey; Cherry Hill New Jersey info on buying a home; Weichert Realtors; Longs and Foster Realtors; Remax of Cherry Hill; Prudential Fox and Roach Realtors; Coldwell Banker; ...

New Jersey Real Estate: Find Homes For Sale in New Jersey - REALTOR.com
New Jersey Real Estate - Visit REALTOR.com to find real estate in the New Jersey area. Find New Jersey homes and real estate for sale by using REALTOR.com's NJ map and other home search tools! ... New Jersey Real Estate. Find Homes For Sale In New Jersey. New Jersey Real Estate: City Search Mode ...

New Jersey Multiple Listing Service
for those looking for a home in the New York metropolitan area. New Jersey - Real Estate Directories

Real Estate Directory
Real Estate Directory - Real Estate Agents and Brokers; MLS Search; Property Listings. Real Estate Information and Marketing; Home Construction; Decoration; Improvement; Inspection and more. RSS: View as XML - Add to My Yahoo!

Aronovich; Marina - Coldwell Banker
serving real estate needs of Central New Jersey; including Middlesex; Monmouth; and Mercer counties and surrounding areas. New Jersey - East Brunswick - Real Estate Agents - Residential

Essentials of New Jersey Real Estate (8th Ed.) at SHOP.COM
Search; find and buy Essentials of New Jersey Real Estate (8th Ed.) and other products from a variety of merchants via the OneCart(tm) solution at SHOP.COM. ... An expanded appendix includes all of the amendments and new rules made to the New Jersey Real Estate License Act ...

Real Estate Guide - Homes Condos Land Commercial Real Estate For Sale - Realtor ® Listings - Home Buying
Comprehensive real estate directory by states. Real estate information and resources including real estate classifieds. RSS: View as XML - Add to My Yahoo!

Somerset Hills Real Estate : Luxury New Jersey Real Estate
Somerset Hills Real Estate Group. Fine Estates; Unique Properties; Horse Farms and Land Preservation in New Jersey (NJ)

New Jersey Real Estate
Julie Fein's New Jersey Real Estate Homepage

Hassan; Terry & Bill - Coldwell Banker
serves Glen Rock; Ridgewood; Franklin Lakes; Paramus; Saddle River; and Bergen County. New Jersey - Ridgewood - Real Estate Agents - Residential

Peapack; New Jersey Real Estate
Peapack; New Jersey Township; New Jersey Real Estate. Homes and Community directory from Relocate-America.com; nationwide homes and community directory features important resources for relocating throughout the U.S.

Criminal Defense Lawyer Morristown New Jersey Real Estate Transaction Attorneys
The New Jersey law office of James M. Porfido focuses on cases involving criminal law; juvenile delinquency; domestic violence; real estate; estate planning; and civil litigation. New Jersey - Morristown - General Practice Law Firms

NJ.com: Everything Jersey
New Jersey's leading source of online news; business and sports updates from the Newark Star-Ledger; Trenton Times; Jersey Journal; Express-Times;... Quick Links: Sports - Entertainment - Local

NJ.com: Best Local Real Estate
Pick Newspaper Star-Ledger Times; Trenton Jersey Journal Gloucester Times Express-Times Bridgeton News Today's Sunbeam Hunterdon Democrat Reporter; Somerset The Warren Reporter. FIND OTHER PROPERTIES. REAL ESTATE RESOURCES. FINANCE INFO

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